Auto Financing
Car Financing in Naples, FL
Apply online, and we’ll go over the options our lender partners offer for your credit and budget.
Why Finance With Us?
We make getting a car loan simple, fast, and stress-free in Naples, Florida.
Options for Your Situation
First-time buyer, rebuilding credit, or established credit: tell us where you are and we’ll look at what’s available.
Simple Application
Apply online before you visit, and a specialist follows up with you directly.
Lender Partners
We send your application to our lender partners so you can compare the terms they offer.
Terms That Fit
Choose a term and down payment that fit your budget, subject to lender approval.
How Our Financing Works
Four simple steps from application to driving your new car.
Submit Your Info
Fill out our short form. There’s no commitment.
We Call You
A financing specialist contacts you to go over your options and terms.
Get Approved
We submit your application to our lender partners and share the terms they offer.
Drive Home
Pick your vehicle, sign the paperwork, and drive home.
Apply for Financing
No commitment. A specialist will follow up to go over your options.
Interested in the financing?
Fill out the form — we'll reach out fast.
Frequently Asked Questions
Do you finance with bad credit?
We work with lender partners who consider a range of credit histories, including customers who are rebuilding credit. Approval and terms are set by the lender.
How much do I need for a down payment?
It depends on the vehicle, the lender and your credit profile. Contact us and we’ll go over what’s required for the car you’re interested in.
Will applying hurt my credit score?
A lender may check your credit when it reviews a formal application. Ask us first and we’ll explain what to expect before anything is submitted.
Can I trade in my current car?
Yes. Your trade-in value can be applied toward your purchase, which reduces the amount you need to finance.
Do you offer financing for first-time buyers?
Yes. We walk first-time buyers through every step and look for lender options that fit a limited credit history.
E&S Car Sales provides auto financing to customers throughout Naples, FL and the surrounding communities including Marco Island, Bonita Springs, Fort Myers, Estero, Golden Gate, Immokalee, and all of Southwest Florida. Visit our dealership or apply online today.